Registration for the April 3 Fintech and Financial Institutions Conference at the Philly Fed is now open
Join us!
Please visit one of our institutionally-approved home pages for the Conference announcement
Click here for the page at the Federal Reserve Bank of Philadelphia
Click here for the page at the Lerner College of Business of the University of Delaware
2026 Fintech and Financial Institutions Research Conference Agenda (time slots tentative)
April 03, 2026
Federal Reserve Bank of Philadelphia
8.00-8.30 Registration and Breakfast
8.30-9.00 Opening remarks
9.00-11.00 Session 1
Grand Theft Identity: The Privacy Costs of Digitalization
Authors: Kenny Phua (University of Technology Sydney), Chishen Wei (Hong Kong
Polytechnic University), Gloria Yang Yu (Singapore Management University)
Discussant: Huan Tang (University of Pennsylvania)
Who Pays for Payment Fraud? Detection and Liability Rules under Strategic Fraudster Adaptation
Authors: Vimal Balasubramaniam (Queen Mary University of London), Thomas Mosk (Queen Mary University of London), Antoine Uettwiller (Queen Mary University of London)
Discussant: TBA
Dark Crypto
Authors: Thomas Ernst, Bryan Routledge (Carnegie Mellon University), Chester Spatt (Carnegie Mellon University), Ariel Zetlin-Jones (Carnegie Mellon University)
Discussant: TBA
11.00-11.20 Coffee break
11.20-12.20 Keynote
Antoinette Schoar (Massachusetts Institute of Technology)
12.20-13.30 Lunch
13.30-15.30 Session 2
Blocking the Credit Chain: Cryptocurrencies, Deposits, and Credit Supply
Authors: Allen N. Berger (University of South Carolina), Jiarui (Jerry) Guo (University of International Business and Economics), Stephen A. Karolyi (George Mason University), Leili Pour Rostami (University of Massachussetts-Boston)
Discussant: Stefan Walz (Boston College)
Credit Without Proximity: Informational Frictions and Unequal Gains from Technology
Authors: Erica Xuewei Jiang (UCLA), Yeonjoon Lee (Federal Reserve Bank of Richmond), Quinn Maingi (University of Southern California)
Discussant: TBA
Credit Risk and Systemic Spillovers from Bank Rescue
Author: Shashwat Agrawal (Boston College)
Discussant: Leming Lin (University of Pittsburgh)
15.30-16.00 Coffee break
16.00-17.20 Session 3
The Household Impact of Generative AI: Evidence from Internet Browsing Behavior
Authors: Michael Blank (Stanford University), Miao Ben Zhang (University of Southern California), Gregor Schubert (University of California-Los Angeles)
Discussant: TBA
Green Coins
Authors: Mariano (Max) Massimiliano Croce (Bocconi University), Nicolas Guinez (Bocconi University), Alejandra Inzunza MĂ©ndez (Bocconi University), Thien T. Nguyen (Federal Reserve Board), Claudio Tebaldi (Bocconi University)
Discussant: Ruslan Sverchkov (University of Warwick)
17.30-19.00 Reception