2026 Fintech and Financial Institutions Conference
Link to registrations with details for registrants. For agenda, see below.
Visit one of our institutionally-approved Conference announcement pages:
Click here for the page at the Federal Reserve Bank of Philadelphia
Click here for the page at Lerner College of Business, University of Delaware
2026 Fintech and Financial Institutions Research Conference Agenda
April 03, 2026
Federal Reserve Bank of Philadelphia
Links below are to SSRN versions of conference papers, where available
8.00-8.30 Registration and Breakfast
8.30-9.00 Opening remarks
9.00-11.00 Session 1
Session chair: Kathleen Weiss Hanley (Lehigh University)
Grand Theft Identity: The Privacy Costs of Digitalization
Authors: Kenny Phua (University of Technology Sydney), Chishen Wei (Hong Kong Polytechnic University), Gloria Yang Yu (Singapore Management University)
Discussant: Huan Tang (University of Pennsylvania)
Who Pays for Payment Fraud? Detection and Liability Rules under Strategic Fraudster Adaptation
Authors: Vimal Balasubramaniam (Queen Mary University of London), Thomas Mosk (Queen Mary University of London), Antoine Uettwiller (Queen Mary University of London)
Discussant: Patrick Blonien (Carnegie Mellon University)
Authors: Thomas Ernst (University of Maryland), Bryan Routledge (Carnegie Mellon University), Chester Spatt (Carnegie Mellon University), Ariel Zetlin-Jones (Carnegie Mellon University)
Discussant: Discussant: Alexandros Vardoulakis (Federal Reserve Board)
11.00-11.20 Coffee break
11.20-12.20 Keynote
Antoinette Schoar (Massachusetts Institute of Technology): Attitudes to Debt: The Role of Moral Values
12.20-13.30 Lunch
13.30-15.30 Session 2
Session chair: Greg Nini (Drexel University)
Blocking the Credit Chain: Cryptocurrencies, Deposits, and Credit Supply
Authors: Allen N. Berger (University of South Carolina), Jiarui (Jerry) Guo (University of International Business and Economics), Stephen A. Karolyi (George Mason University), Leili Pour Rostami (University of Massachussetts-Boston)
Discussant: Stefan Walz (Boston College)
Credit Without Proximity: Informational Frictions and Unequal Gains from Technology
Authors: Erica Xuewei Jiang (UCLA), Yeonjoon Lee (Federal Reserve Bank of Richmond), Quinn Maingi (University of Southern California)
Discussant: Discussant: Noah Stoffman (Indiana University)
Credit Risk and Systemic Spillovers from Bank Rescue
Author: Shashwat Agrawal (Boston College)
Discussant: Leming Lin (University of Pittsburgh)
15.30-16.00 Coffee break
16.00-17.20 Session 3
Session chair: Suman Banerjee (Stevens Institute of Technology)
The Household Impact of Generative AI: Evidence from Internet Browsing Behavior
Authors: Michael Blank (Stanford University), Miao Ben Zhang (University of Southern California), Gregor Schubert (University of California-Los Angeles)
Discussant: Robyn Smith (Philadelphia Fed Consumer Finance Institute)
Authors: Mariano (Max) Massimiliano Croce (Bocconi University), Nicolas Guinez (Bocconi University), Alejandra Inzunza Méndez (Bocconi University), Thien T. Nguyen (Federal Reserve Board), Claudio Tebaldi (Bocconi University)
Discussant: Ruslan Sverchkov (University of Warwick)
17.30-19.00 Reception
Program Committee
Joseph Abadi, Federal Reserve Bank of Philadelphia
Jack Bao, University of Delaware
Tetyana Balyuk, Emory University
Sebastian Doerr, BIS
Isil Erel, Ohio State University
Paul Goldsmith-Pinkham, Yale University
Deeksha Gupta, Johns Hopkins University
Naz Kara Koont, Stanford
Wenli Li, Federal Reserve Bank of Philadelphia
Marina Niessner, Indiana University
Raluca Roman, Federal Reserve Bank of Philadelphia
Samuel Rosen, Temple University
Alberto Rossi, Georgetown University
Philip Strahan, Boston College
James Vickery, Federal Reserve Bank of Philadelphia
Gloria Yang Yu, Singapore Management University
David Yermack, NYU
Yao Zeng, University of Pennsylvania